TopnPay - Hero Section
Global Coverage • 130+ Countries

Global Crypto Payments
Simple and
Secure

The crypto payment infrastructure that connects your business to the world. Instant conversion, bank-grade security, and coverage in 130+ countries.

+130 Countries
0% Chargebacks
24/7 Support
Instant Settlement
End-to-End Encryption
Smart Routing
Real-time Scoring
TopnPay - Trust Metrics
TRUSTED WORLDWIDE

Numbers Don't Lie

Join thousands of businesses already growing with TopnPay

130+
Countries Covered
+15 this year
$2.5B+
Transactions Processed
+47% vs 2024
0%
Fraud Chargebacks
Guaranteed
24/7
Support Availability
Live agents
Fully Licensed
Bank-Grade Security
ISO 27001 Certified
Real-Time Dashboard
TopnPay - Three Pillars
THE FOUNDATION

Three Pillars of TopnPay

Built on a robust infrastructure that ensures security, global reach, and seamless crypto conversion for modern businesses.

130+ COUNTRIES

Global Coverage

Expand your business worldwide with our extensive payment network.

  • 130+ countries supported
  • Multi-currency settlements
  • Local payment methods
  • Cross-border optimization
BANK-GRADE

Security & Compliance

End-to-end encryption and advanced fraud protection for every transaction.

  • End-to-end encryption
  • Real-time AML screening
  • Smart routing optimization
  • Multi-coin wallet protection
INSTANT

Crypto Conversions

Seamless conversion between crypto and fiat with real-time rates.

  • Instant crypto-to-fiat
  • 20+ cryptocurrencies
  • Best rate routing
  • Automated settlement
99.99%
Uptime
500ms
Avg. Settlement
50+
Blockchains
TopnPay - Solutions
VERTICAL SOLUTIONS

Built for Every Business

Tailored payment solutions that integrate seamlessly with your platform, no matter your industry or scale.

E-commerce & Retail

Online stores, marketplaces, and retail chains

2.5% avg. savings

Telegram & Social

Bots, mini-apps, and social commerce

50M+ users reached

SaaS & Digital

Subscriptions, APIs, and digital goods

Recurring payments

Gaming & Esports

In-game purchases, tournaments, rewards

Micro-transactions ready

Enterprise & Platforms

High-volume, custom integrations

Dedicated support

Global E-commerce

Fashion retailer increased conversions by 47% accepting crypto payments across 30+ countries.

↑ 47% conversions 🌍 30 countries

Telegram Gaming Bot

Mini-app processed 1M+ transactions with 0% fraud rate in first 3 months.

🎮 1M+ tx 🛡️ 0% fraud

SaaS Platform

API-first integration enabled instant global subscriptions for 5,000+ B2B clients.

⚡ Instant settlement 💼 5k+ clients

Esports Tournament

Real-time prize payouts to 10,000+ players across 50 countries with zero delays.

⏱️ Real-time 🏆 10k players
TopnPay - Supported Networks
TECHNICAL INTEGRATION

Supported Networks

Connect with major blockchains and payment networks. One integration, endless possibilities.

50+
Blockchains
20+
Cryptocurrencies
100%
ERC20 Compatible
Bitcoin
BTC
Ethereum
ETH
Binance
BNB
Solana
SOL
Polygon
MATIC
Avalanche
AVAX
Cardano
ADA
Chainlink
LINK
Uniswap
UNI
Arbitrum
ARB
Optimism
OP
Near
NEAR

Wallet & Infrastructure Integrations

MetaMask
Direct wallet connection
WalletConnect
Mobile wallet support
Web3.js
Full SDK support
Infura
Node infrastructure

Easy integration with any blockchain

TopnPay - Crypto vs Traditional
THE WINNER IS CLEAR

Crypto vs Traditional

See why forward-thinking businesses are switching to crypto payments. No bias, just facts.

Features
TopnPay Crypto
Traditional
Transaction Fees
0.5% - 1%
2.5% - 3.5%
Settlement Time
Instant - 10 min
2-5 business days
Global Reach
130+ countries
Limited by region
Chargebacks
No chargebacks
120 days risk
Fraud Protection
Real-time AML + Scoring
Basic verification
Availability
24/7/365
Business hours
Currency Conversion
Real-time, best rates
4-7% hidden fees
Minimum Transaction
No minimum
Often $0.50+
Transaction Fees
TopnPay 0.5% - 1%
Traditional 2.5% - 3.5%
Settlement Time
TopnPay Instant - 10 min
Traditional 2-5 days
Global Reach
TopnPay 130+ countries
Traditional Regional limits
Chargebacks
TopnPay ✅ No chargebacks
Traditional 120 days risk
Fraud Protection
TopnPay Real-time AML
Traditional Basic only
Availability
TopnPay 24/7/365
Traditional Business hours
Currency Conversion
TopnPay Real-time, best rates
Traditional 4-7% hidden fees
Minimum Transaction
TopnPay No minimum
Traditional Often $0.50+

Average Savings on $100K Transaction

Traditional
$3,200 fees
TopnPay
$800 fees

Save up to 75% on transaction costs

Instant Liquidity
Access your funds immediately, not in 3 days
Borderless
Accept payments from any country without barriers
Final Settlement
No chargebacks means guaranteed revenue
TopnPay - How It Works
SIMPLE & SEAMLESS

How It Works

Three simple steps to start accepting crypto payments globally. No blockchain experience required.

1

Create Account

Sign up in minutes with your business details. No technical knowledge required.

2-3 minutes
⚡ Just email + business name
2

Integrate API

One-line integration with our powerful API. Works with any platform or custom solution.

< 1 hour
npm install topnpay
3

Start Accepting

Go live and start accepting crypto payments from 130+ countries instantly.

Instant
🚀 First payment in minutes
SUPER FAST INTEGRATION

Go live in under 1 hour

Our API is designed for developers. Simple, secure, and well-documented.

React
Vue
Node.js
Python
No credit card required
Free test mode
24/7 support
TopnPay - Security & Compliance
TRUST & SAFETY

Bank-Grade Security

Your funds and data are protected by multiple layers of security, compliance, and real-time monitoring.

100%
Uptime SLA
0
Breaches
256-bit
Encryption
24/7
Monitoring
ENTERPRISE

End-to-End Encryption

AES-256 encryption for all data in transit and at rest. Your customers' information stays private.

  • TLS 1.3 protocols
  • Hardware Security Modules
  • Private key isolation

AML Screening

Real-time anti-money laundering checks against global watchlists and sanctions databases.

  • OFAC & UN sanctions
  • PEP screening
  • Transaction monitoring

Real-Time Scoring

AI-powered risk assessment for every transaction, blocking fraud before it happens.

  • Behavioral analysis
  • Velocity checks
  • Device fingerprinting

Multi-Coin Wallet

Secure custody solution supporting 50+ cryptocurrencies with hierarchical deterministic architecture.

  • Multi-signature
  • Cold storage
  • Insurance coverage

Smart Routing

Intelligent transaction routing through the most secure and efficient paths across blockchains.

  • Failover protection
  • Latency optimization
  • Redundant nodes

DDoS Protection

Enterprise-grade protection against distributed denial-of-service attacks.

  • Auto-scaling
  • Traffic filtering
  • Rate limiting

Regulatory Compliance & Certifications

ISO 27001
Information Security
SOC2 Type II
Security & Availability
GDPR
Data Protection
FinCEN
MSB Registered
PCI DSS Level 1
3D Secure 2.0
Biometric Auth
TopnPay - FAQs
QUESTIONS? ANSWERS.

Frequently Asked Questions

Real answers to real questions. No marketing fluff, just what you need to know to make an informed decision.

All Getting Started Payments Security Compliance Technical
How long does integration really take?

Most businesses go live in under 2 hours. Here's the real breakdown:

  • API key generation: 2 minutes
  • Basic integration: 30-45 minutes
  • Testing & validation: 30 minutes
  • Compliance verification: 24 hours (automated)
85% go live in same day 24/7 integration support
What are the actual costs? Any hidden fees?

Zero hidden fees. Our pricing is transparent:

  • Processing fee: 0.5% - 1% (volume-based)
  • Setup fee: $0
  • Monthly fee: $0 (no subscription)
  • Chargeback fee: $0 (no chargebacks in crypto)
  • Currency conversion: 0.25% spread (real-time rates)
Average savings: 75% vs traditional
Which countries can I actually operate in?

130+ countries, including:

🇺🇸 United States 🇬🇧 United Kingdom 🇪🇺 All EU members 🇨🇦 Canada 🇦🇺 Australia 🇧🇷 Brazil 🇯🇵 Japan 🇸🇬 Singapore

Note: Some countries have regulatory restrictions. We'll check your specific country during onboarding.

Check your country in 2 minutes
How safe are my funds? What if you get hacked?

Multiple layers of protection:

  • 95% of funds in cold storage (air-gapped)
  • Multi-signature wallets (5-of-8 keys)
  • Insurance policy up to $100M
  • Real-time anomaly detection
  • Regular third-party security audits
0 security incidents in 3 years
How do you handle regulations and taxes?

We automate compliance so you don't have to worry:

  • Automatic tax reporting (1099-K, VAT, GST)
  • AML/KYC verification for all transactions
  • Regulatory licenses in all operating countries
  • Automated suspicious activity reporting
  • Audit trail for all transactions (5 years)
Can I get paid in USD/EUR instead of crypto?

Yes! Two options:

  1. Auto-conversion: Instant to USD/EUR/GBP at settlement
  2. Hold & convert: Hold crypto and convert when you want

Settlement to your bank account in 1-2 business days.

50+ fiat currencies supported
What about crypto volatility? Do I risk losing value?

Zero volatility risk if you choose auto-conversion:

  • Payment arrives in crypto
  • Instant conversion to your chosen fiat at that second's rate
  • You receive exactly the fiat amount, no exposure
  • Average conversion time: 2.3 seconds
How do chargebacks work with crypto?

They don't. Crypto transactions are final.

But we still protect you:

  • Fraud prevention before payment
  • Dispute resolution assistance
  • Insurance for legitimate merchant disputes

Result: 0% chargeback rate vs 0.5-1% in traditional payments.

TopnPay - Request Demo
READY TO GROW

Request a Demo

See TopnPay in action. Get a personalized walkthrough and all your questions answered.

Start your journey

Fill the form and we'll contact you within 2 hours

256-bit encrypted 2h response No spam

What you'll get:

Personalized demo

30-min tailored to your business model

ROI analysis

See exactly how much you'll save

Technical deep-dive

API walkthrough with our engineers

Pricing proposal

Custom quote based on your volume

500+
DEMOS GIVEN
98%
SATISFACTION
2h
AVG RESPONSE
Request a Demo